Made for real life, not spreadsheets
Budgeting without the stress.
Track bills, spending and shared expenses in a cozy space built for real life. CozyBudget keeps your money calm, kind and clear.
Free forever plan · No card required
This month
You have left after bills
$1,284
of $3,200 income · 8 bills covered
Cozy: You spent 12% less on takeout this month. Nice rhythm — want to move $40 to your Vacation goal? ✨
Everything your money needs, nothing it doesn't.
A small set of thoughtful tools that quietly take care of the boring stuff.
Fast expense tracking
Log anything in under 5 seconds with quick-add categories.
Smart bill reminders
Recurring bills repeat themselves. We nudge you, gently.
Couple budgeting
Share bills, split expenses, see who paid what — together.
Insights & analytics
Soft charts and monthly trends that actually feel kind.
Cozy, your AI assistant
Ask “Can I afford this?” and get a warm, honest answer.
Import center with OCR
Snap a receipt or upload a CSV — we'll read it for you.
Savings goals
Vacation, wedding, emergency fund — track every cozy step.
Calm notifications
No anxiety pings. Just helpful nudges when it matters.
CozyBudget for Business
Your business books, finally calm.
Built for single-owner LLCs, freelancers and side hustles. Keep business money completely separate from personal — switch workspaces in one tap.
Profit at a glance
Revenue in, expenses out, owner draws and investment — with live profit and margin.
Recurring vendors
Every subscription and vendor bill with due dates, auto-pay status and what's next.
Tax reserve buckets
Set aside a percentage of every deposit so quarterly taxes never sneak up.
Receipt upload + AI
Snap or upload receipts and statements — read, categorized and filed for you.
Business goals
Revenue targets, new equipment, tax payments — funded from business savings buckets.
Ask AI about your books
“How much did I spend on inventory this quarter?” — answered from your own numbers.
Meet Cozy
An AI that's warm, not judgey.
Cozy looks at your bills, balances and goals — then helps you decide what's worth it. No shame, no jargon. Just clear, kind answers.
“Finally a budgeting app I actually use.”
“My partner and I stopped arguing about bills.”
“Budgeting feels manageable now.”
Simple, cozy pricing.
Start free. Upgrade when you're ready to share.
Free
$0
forever, for one person
- Personal budgeting
- Bills & reminders
- Expense tracking
- Savings goals
- Everyday insights
Premium
$5.99/mo
First month free · cancel anytime
- Couple mode & shared households
- Advanced AI insights from Cozy
- Premium reminders & themes
- Import Center with OCR
- Future bank syncing
Business
$10/mo
or $80.40/year · billed securely through Square
- Separate business workspace & login
- Revenue, expenses, profit & margin
- Owner investment and draw tracking
- Recurring vendors & subscriptions
- Tax reserve buckets and goals
- Ask AI about your business books
Your peaceful financial home.
Join CozyBudget and feel the difference a calm money app can make.